Credit is an extremely complex subject, At no fault of our own, early on, we are overwhelmed with enticing credit offers; often leading to bad credit. White, Jacobs & Associates (WJA) offers consumer credit service to assist their clients with fixing their credit.  WJA understand the complexity of credit and has developed a unique, highly personalized way to get your financial freedom and buying power back. Our goal is not only to improve your credit, but to educate you on the proper use of your credit.
Hi there!
Rate this business!
First-classBetter than mostAbout what I expectedNot the worst...Disappointing
Click to Rate

Reviews

MS
Meghan S.

04/22/2015

Provided by YP.com

After struggling with bad credit basically since the age of 19, I finally decided to make this year a year of self improvements and start with taking charge of my credit score. I was referred to Broc Mullins at White, Jacobs and Associates by a friend who had a positive experience with Broc AFTER being disappointed by similar services offered by 2 other companies. My credit started around a 540 and was up to 720 in the first 45 days and is now around a 750!! My credit was so horrible the only type of car loan I could qualify for was on a vehicle around the 100k mile mark, with a 21% interest rate....21%!!!!! Within 2 months of signing up with Broc I was able to walk on to the Mercedes Benz lot here in Charlotte, NC and purchase a 2014 GLK with $0 down at a 2.9% interest rate with dealer financing. Improving your credit is much much more than driving a nice car though, through this experience I have learned the true importance of achieving and maintaining good credit. Broc does an amazing job at keeping his clients well informed on the process, and as long as you are working with him as a team player I am sure you will experience the same customer service that I did! I am only on month 2 and have already had 3 of my friends sign up with Broc after seeing my results and hearing about my experience first hand. You can reach Broc at 972-231-0452 ex. 113!

SH
Scott H.

04/17/2015

Provided by YPmobile

What Steve Tansey & the team of White, Jacobs & associates did for me was nothing short of a miracle! When I started a few months ago my credit score was 533 & my bills on my credit were insane! I just yesterday was able to by a sweet house & my credit score is in excellent condition topping 670! These guys went well above & beyond what I thought was impossible! Thank you!!

LS
Lacy S.

04/17/2015

Provided by YPmobile

I have been working with John Florez going on 6 months now & he is amazing! He is very knowledgable and has answers for everything you throw his way! Choosing to fix my credit with White, Jacobs & Associates and working with John Florez has been one of the best choices I have made in a long time! I highly recommend him and his team!

CS
Casey S.

04/11/2015

Provided by YPmobile

I have been working with Tyler Gregory and he has been amazing! At first my wife and I thought that it was too good t be true, he was saying he could get my score from an abysmal 490 into the 600's... We gave it a try and couldn't be happier. I have gotten my score to the mid 600's and we are still climbing. I hope to be at 700 in the next couple of months and know it is completely possible with his help and expertise. I have and will continue to recommend Tyler Gregory to everyone!

DC
D C.

04/07/2015

Provided by YP.com

A year ago, I thought that home ownership couldn't possibly be in my near future due to my credit history. After witnessing what Jessica Sharkey did for my aunt, I decided that I would give her a call. Making that call was one of the best decisions of my life because 6 months after Jessica began working on my file, I received a mortgage pre-approval letter!!! Working with Jessica was amazing, I did everything that she asked me to do and she has done over and beyond what I asked her to do. I would recommend WJA to anyone! Thanks

DW
Dustin W.

04/02/2015

Provided by YPmobile

You will definitely be in great hands with Jeremy Manson. He wants to see people reach their goals in life and be an aide in helping people re-establish themselves for the future. Contacting Jeremy is the best 1st step in rebuilding your future!

TT
T T.

04/02/2015

Provided by YPmobile

This service is great! Jeremy Manson (the credit Messiah as I call him) was very helpful and informative throughout the entire process. He advised me on what I needed and always kept me aware of what he was doing. I couldn't be more grateful. I will definitely refer everyone I know to White Jacobs. Thanks Jeremy!!

CP
Chanerica P.

04/02/2015

Provided by YPmobile

I've been working with whit and Jacobs since January and I have no complaints, they work with you on the payments and take your credit in the right direction!!

SG
Shakietha G.

04/02/2015

Provided by YPmobile

Wow, I have only been in this program for little over a month and the amazing job that Jeremy Manson and White Jacobs and Associates has done for me is amazing. The constant communication and guidance has helped me through this process. I am greatful that I made this decision to get my life back on track.

JH
Joshua H.

04/01/2015

Provided by YP.com

Eight months ago, I decided to take a co workers advice and contact Joe Camacho at White, Jacobs, and Associates, inc. At the beginning of the program, I had an average credit score of 540, and at the end of my investment, a average credit score of 690! What can I say, but WOW!!! A 150 point credit score increase in 6 months. The great thing about this company that separates them from others is that the results you receive from your investment isn't temporary, but PERMANENT. White, Jacobs and Associates make sure that they can do whatever possible to have any delinquent reports deleted permanently. They won't settle for anything less. The results are real and Joe and his team have changed my future dramatically, and have equipped me with the tools and knowledge to continue seeing positive results. BUT you have to be willing to take the time, money, and effort on your behalf if you want to see these results. So what are you waiting for? If you want real, life changing results, call Joe Camacho now at (972) 330-2868 ext. 114. Disclaimer: To all reading this, I do not receive any form of payment from Joe Comacho or White, Jacobs and Associates for advertising or reviewing the company.

DB
Denise B.

04/01/2015

Provided by YP.com

Hello,

Jeremy Manson has been a pleasure to work with. I never believed that I would have gone through this process, but Jeremy has made it hassle free and painless to go through. He has made himself available to me at almost any time of the day. I have faith in Jeremy that I will have a great outcome when it's all said and done. Denise Barron

TC
Tabitha C.

04/01/2015

Provided by YP.com

Jeremy Manson is an absolute great communicator of the process that White, Jacobs & Associates utilizes and he knows how to get the job done. He makes sure that clients follow-through and as they are updated, us, the Realtors, are updated as well! :-) I enjoy working with him because I know I don't have to constantly worry about the process and the results for my clients.

CG
Cory G.

03/23/2015

Provided by YPmobile

This service gets the results. Joe Camacho is up front and delivers on his word. After 17 negative accounts removed I am on my way to top tier credit. Thank you, thank you.

JE
Joe E.

03/17/2015

Provided by YPmobile

Sergio is the best 16 deleted items! Thanks

TC
Toni C.

03/04/2015

Provided by YP.com

I was like most people a bit skeptical to start with. Joe Camacho explained the process, but I still was not sure if I should believe him. Joe was honest with me about the process and what to expect. Now after just 32 days I received 2 credit reports showing at least 15 deletions. I would definitely recommend Joe and his service to anyone who is in need of improving their credit score and learning how to use credit wisely. I am so impressed and is really feeling good about being on the road to having good credit.

UE
Uno E.

03/03/2015

Provided by YP.com

Like most I was skeptical of this company being able to help me with my horrible credit. After my divorce I didn't have one positive account on my report. I was continuously denied for credit cards and auto loans which can make things difficult. I did my research and even called 3 other local companies. The 3 other companies ALL told me "oh sure we can delete that" or "yeah no problem". They never explained how they could help me nor did they tell me when I could be able to start looking for a new house for me and my daughter.

Then I called White Jacobs and spoke with Joe Camacho. This guy is the real deal!! He never once said he could help me until we started discussing my credit report. He told me that not everyone is a candidate and wanted to evaluate my credit before moving forward. I'll be honest, that surprised me. He was the first person to really take the time to understand my personal issues and find the root of all these crazy accounts. We eventually moved forward with his free consultation and he broke down every account for me. He even knew things like which accounts were opened fraudulently by my ex just by looking at the information. I had TONS of questions for Mr. Camacho and he had an answer for every single one. The consultation took about an hour and he even stayed late to make sure it worked with my schedule. Joe Camacho truly cares and goes above & beyond for his clients and his work ethic is a testament to that. He didn't feed me any cheesy sales lines, he just told me the truth. He created a custom plan to attack these accounts and within the first 34

days I was staring at an Experian report with several deletions. The other two reports came shortly after and had similar deletions. I was impressed and from that moment on I knew Mr. Camacho was a man of his word. If you're skeptical then do your research and you'll find that White Jacobs is definitely the best there is. Oh and it didn't stop there. Joe helped me get credit cards, a loan officer, and a realtor to purchase my new house. Mr. Camacho may seem tuff at first, but he does it because he truly cares about you and your family. Thank you White Jacobs and Joe Camacho for all that you have done!! :)

AC
Amber C.

04/26/2014

Provided by YP.com

The whole idea of trying to fix my credit was overwhelming and so I had put it off for quite some time. After looking online and reading a few reviews of White Jacobs and Associates, I gave them a call. David Rodriguez walked me through the process and made me feel quite comfortable with what I needed to do. Fast forward 2.5 months and my scores have gone from below 600 to close to 700. I still have some work to do but I know I could not have done it without them. This is the type of company that will tell you up front if they can help you or not. Very Satisfied...BTW, I just was approved for a home loan-never thought that was going to be an option any time soon!

More Business Info

Hours
Regular Hours
Mon - Thu:
Fri:
Sat - SunClosed
Services/Products
WJA offers Attorney-Powered Consumer Credit Services. Everyone's situation is unique; so they start by giving a full credit analyst and consultation. Every service offered is personalized based on the client's goals and current credit and debt situation. Give WJA a call today for a No Obligation credit evaluation.
AKA

WJA

The Credit Authority

Category
Credit & Debt Counseling
Suggest an Edit