Fore Financial

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If you need to use a buy here pay here place then Fore isn't too bad. Yes you get an overpriced car, yes you may have mechanical difficulty, but they are honest and upfront about their charges. There is a clear amount of payments and as long as you pay on time each month that wont change. I would agree that Donna is a very rude individual and difficult person to deal with, but its only when my account was past due and I was avoiding her......all in all, you have to understand where you are and what you signed up for. I went there because I had bad credit, i expected to get treated the way I have been. I will say that all she taught me was to avoid her when I had fallen behind.

Since the last review was years ago I thought I would add my two cents from my more recent experience with this company: They may finance you when (almost) no one else will, but I would only go with them as a last resort. The exorbitant interest rate is typical of bad-credit car loans but so is the price they charge you for the vehicle. Add the two together and it is a nightmare. Payments are almost as high as with a new car. But, that's not even the worst part. They work with a dealership that seems to specialize in cars that have major mechanical issues. That warranty you paid over a grand for? They'll find an excuse not to pay out. In the first six months I was financing my vehicle, I paid $2400 out of pocket for repairs in addition to my regular payments to Fore Financial. I continue to pay out the nose for this vehicle, with no end in sight. To top it all off, the little contact I do have with the lender is unpleasant due to their poor attitudes, a complete 180 from the excellent treatment I received when I was looking to buy a vehicle.

In December of 2007 I was financed for a 1994 mustang by for financial. On the 13th month the trani went out. I had paid over $600.00 for a power train warrenty and they did not honor it. I bought a trani and put it in. Two months later the motor has a rod knocking. I had full contact with Fore Fin to try and fix my car but instead they repossessed it. Then they said they would put another motor in it for $1100.00. I agreed. When I went to pick up the car they they gave me a bill for $1600.00. I paid some more to get my car back. After paying off the balance for 9 more month I would get a balance and it would never go down. I ask them how am I supossed to pay this off. They said to me I can't so what am I going to do.

The cost of this car has totaled over $9000.00 out of my pocket, $1700.00 in interest is all thats left to pay. I paid what I could and they repossessed my car again and told me I need $2600.00 more to get my car returned.

I have felt that the people working for this company have no morals or ethics. I asked to speak to the person above the manager of Fore and I was denied. I have never felt so stripped of something I had worked so hard to keep.