Millar Richard MBA CFP

Write a Review360-352-9560

CLOSED NOW - Closed

Did you know? Eighty percent of Americans agree they would benefit from having basic financial education and information. Most Americans spend more time planning for vacations and holidays than planning for their retirement. I have over 27 years of Financial Planning experience in Olympia, WA. I can help you with: Estates & Trusts * Estate Planning * Living Trusts * Avoiding Probate * Charitable Giving * Controlling the Distribution * Paying Estate Taxes * Benefits of A-B Trusts * Gifting Strategies * Charitable Lead Trusts * Charitable Remainder Trusts * Wealth Replacement Trusts * Family Limited Partnerships * Property Ownership Retirement * SEP IRAs * SIMPLE IRAs * Stretch IRAs * IRA Rollover * Roth 401(k) * Profit-Sharing Plans * Money Purchase Pension Plans * 403(b) Plans * Annuities * Split-Annuity Strategy * Annuity Living Benefits * Your Business and Retirement * Social Security Income * Self-Employed Retirement Plans * Retirement Plan Distributions * Traditional IRAs * 401(k) Plans * Roth IRAs Investing * Dividends * Exchange-Traded Funds * Growth Stocks vs. Value Stocks * Mutual Fund Taxes * Stock * Zero-Coupon Bonds * Diversification * Bonds * Bond Ratings * Mutual Funds * Annuities * Fixed vs. Variable Annuities * Investment Risks * Asset Allocation * College Savings Plans * Stock and Bond Alternatives Dollar-Cost Averaging * 529 Plans Cash Management * Cash Management Basics * Doubling Your Money * Cash Management Tools * Money Market Funds * Managing Cash * Biweekly Mortgages * College Financial Aid * Effects of Inflation Risk Management * Term Life Insurance * Whole Life Insurance * Universal Life Insurance * Variable Life Insurance * Auto Insurance * Insurance Claims * Maximizing Your Insurance Benefits * Insuring Your Future * Protecting Your Home * Assessing Disability Income Insurance * Types of Health Coverage * Additional Liability Coverage * HMOs and PPOs * Evaluating Insurance Companies * Long-Term Care Costs * Medicare Coverage