Sisung Securities Corporation

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Capital One Southcoast Capital is a subsidiary branch of Capital One Financial Corporation. Headquartered in McLean, Va., Capital One Financial Corporation is a holding company whose principal subsidiaries, Capital One Bank and Capital One, F.S.B., provide consumers with lending products. Capital One's subsidiaries collectively had more than 47 million accounts and nearly $60 billion in managed loans outstanding as of December 31, 2002. Capital One, a Fortune 500 company, is one of the largest providers of MasterCard and Visa credit cards throughout the world. The company is traded on the New York Stock Exchange under the symbol COF and is included in the S&P 500 index. Capital One Services is a diversified financial services company providing a variety of credit, savings and loan products to customers in the United States, United Kingdom and Canada. The company s product services include credit cards, auto loans, savings, home loans, health care finance, personal loans, insurance and small business services. Capital One Southcoast Capital is headquartered in New Orleans.