Covenant Mortgage and Realty

Write a Review877-420-5550

I needed a reverse mortgage , in order to retire comfortably. Ray was recommended to me by another collegue that had helped my friend with his mortgage. Ray hung in with me to make it happen for me, I felt he understood my predicament. After months of him helping me clean up my act, we finally did it. I know I couldn't have done it without Ray. I'm sooo thankful. I recommmended him to a co-worker & she's also satisfied with his service.



He saved my life:)

We have refinanced our home many times and our best experiences have always been with Ray. That is why we don't even have to think about who to call when we need a new loan. The other banks and mortgage lenders we've used made us nervous. Not only did we not know what was going on but we had to stay on top of them to get things done on time. And, we never knew if we could trust what they were telling us. With Ray we got someone we can trust to not only do the right thing for us but who will keep us informed of where we are in the process and let us know what we need to do and when to do it. We would highly recommend Ray to anyone who has mortgage needs.



Mike and Helen O'Brien

We've known Ray for about 9 years and from the very beginning there was a calmness about his personality that made my wife and I very comfortable. We would not hesitate in recommending Ray to our family and friends with any mortgage loans or real estate or advise on money matters.



Bob and Gery Vasquez

Its NOT a question of IF, but I HAVE told my best freinds, and MANY other family and friends. I was referred to Ray many years ago. The current mortgage I have was finalized by Ray. He has a calm and soothing demeanor, which is vital when going through the home loan process. He answered all my questions and handled all my worries and concerns patiently and professionally. To this day, I still connect with Ray regarding ANYTHING real estate. I would HIGHLY recommend Ray and the services he provides!

Sincerely,

Earl A. Hancock