Federal Home Loan Bank of Cincinnati

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The Federal Home Loan Bank of Cincinnati is an $81 billion, triple-A rated regional wholesale bank providing financial services for residential housing and economic development. FHLBank provides service to more than 750 financial institutions located in the Fifth District of Kentucky, Ohio and Tennessee. It has contributed nearly $194 million for the creation of more than 33,000 units of lower-income housing through its Affordable Housing Program. The FHLBank System, including more than 12 district banks and 8,000 members, was chartered in 1932 by the United States Congress to promote housing finance but is wholly-owned by its member institution stockholders and does not use taxpayer dollars.