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Operational for more than 60 years, Citizens Community Bank is a full-service financial institution that offers various personal and commercial investment and lending solutions. The bank provides checking, savings and individual retirement accounts. Its range of products includes home equity, construction, mortgage and real estate financing loans. Citizens Community Bank also issues certificates of deposit. It offers online banking services that include bill payment, cash management and wire transfer. The bank provides ATM and credit cards for its account holders. In addition, Citizens Community Bank offers coin and currency processing and payroll services. It is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender.