Why the need for another bank? The primary reason that Centra Bank was organized is our belief that local individuals, professionals and business owners are best served by a bank that is focused solely on serving the community. One hundred percent of the deposits and money invested in Centra Bank from local residents and businesses will stay in town and will be invested in loans that result in job creation right here. Decisions on loan applications that Centra receives will be made here as well; they won't be delayed by out-of-town or out-of-state review committees. Tired of getting an answering machine? Tired of having to press 1,2,3,...etc. to get through? Not getting called back or the answers you want? We've assembled an unparalleled team of bankers with over 300 years of combined experience who know what customers like and don't like about banks. For example, our products and services are easy to understand, and we have the lowest and fewest fees in town, including a free checking account for individuals as well as businesses. Without the layers of bureaucracy and overhead costs that multi-state, larger banks have, community-based banks are able to produce the same financial services that small businesses and individuals want at lower costs.
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Your Neighborhood, Your Bank

Hours
Regular Hours
Mon - Thu:
Fri:
Services/Products
* Business Checking * Business Loans * Business Savings * Cash Management * Credit Cards * Executive Banking * Financial Services * Merchant Services * Money Market * Mortgage Services * Online Banking * Personal Checking * Personal Loans * Personal Savings * Title Insurance Whether you're buying your first home, moving, or refinancing your current home, we have a mortgage loan that makes it easy for you. Let us show you our competitive rates and low closing costs. Pick up a phone and start applying for a home mortgage by talking with one of our mortgage specialists, who will work with you and help answer any questions you may have. What Centra Can Do For You!: * Closings in 30 Days Or Less * Same-Day Pre-Qualifications * Low Closing Costs * After-Hours Appointments * Best Rates in Town * Wide Variety of Loan Programs
Location
5 Area Locations to Serve You
Category
Real Estate Loans
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