Saperstein Agency

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Our Commercial Lines Insurance Division provides business insurance locally as well as throughout the United States & Internationally. Our clientele ranges from retail stores, offices and other local business's to specialized domestic and international manufacturers and distributors. We offer competitively priced customized insurance programs consisting of General & Products Liability, Professional Liability, Errors & Omissions, Directors & Officers, Pollution Liability, Property, Automobile, Umbrella, Bonding, Discounted Workers Compensation programs, Employee Practices Liability, Ocean Cargo, Builder Risk & many other specialized products. Our Personal Lines Insurance Department can handle all of your personal insurance needs for homeowners, automobile, RV, yacht or small boat, jewelry, umbrella and life insurance. Our most competitively priced products are for our clients that are located within New York State. Our state of the art computer programs will compare many companies coverage's and rates to help us offer you the lowest cost insurance with the highest level of coverage's available. New York residents only. The Life, Health and Financial Services Department at Saperstein Agency routinely provides Group Health, Life, Dental and Disability coverage's as well as partnership, buy-sell, last to die and business life insurance. We also offer Long Term Care and Individual Disability Income, IRA's, Mutual Funds, Annuities and Financial Planning for your future savings or education needs. Whether your business is one or two employees or a large group of 1, 000 - we have what it takes to design a custom program for your company that will be both affordable and practical. Let us compare several different companies and plans for you or your business to help you determine which one best fulfills your needs.