Belman Klein Associates

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Belman Klein Associates, based in Ellicott City, Md., has more than 35 years experience in the insurance industry, offering impaired risk expertise and cost effective term insurance services. Its products and services include term life, annuities, permanent life, long-term care, individual disability and deferred and immediate annuity. Belman s portfolio also includes income distribution products, asset protection programs, wealth transfer techniques and nonqualified executive benefits. The company s clients include Allianz Genworth Life, Lincoln Benefit Life, American General, American National, Jefferson Pilot, Presidential Life and Fidelity & Guaranty. It also provides its services to Sun Life, American National, Transamerica, Banner Life, Lincoln Benefit Life, Empire General, First Colony Life, United of Omaha and Prudential.