In addition to teachers and their families, TFCU membership is open to anyone who lives, works, worships, attends school or does business in the city of Minneapolis or St. Paul. Enjoy high-dividend savings and certificates, low cost checking accounts, surcharge-free ATMs and FREE online banking. Plus, get some of the lowest rates on car loans, boat loans, motorcycle loans and RV loans. Enjoy competitive rates on home mortgages and home equity loans, too. Business services are available, too!