DiSante Law Offices Provide Bankruptcy advice and debt relief in Metro Denver, Colorado (CO), including Littleton, Englewood, Centennial & Aurora in Arapahoe County, Highlands Ranch and Castle Rock in Douglas County, and south Jefferson County, Colorado CO. for over 30 years.
If you have reached this page, you are more than likely deeply concerned about debt relief in your financial situation and are considering taking aggressive action, such as bankruptcy. The advice of an experienced…
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DiSante Law Offices Provide Bankruptcy advice and debt relief in Metro Denver, Colorado (CO), including Littleton, Englewood, Centennial & Aurora in Arapahoe County, Highlands Ranch and Castle Rock in Douglas County, and south Jefferson County, Colorado CO. for over 30 years.
If you have reached this page, you are more than likely deeply concerned about debt relief in your financial situation and are considering taking aggressive action, such as bankruptcy. The advice of an experienced bankruptcy attorney is essential in providing you with information and hope, and in allowing you
to form a plan of action to replace the paralysis of financial worry.
If you are an individual, or operate a small business, there are basically two forms of bankruptcy that are suitable for your purposes:
- Chapter 7 Bankruptcy - Liquidation
- Chapter 13 Bankruptcy - Plan Of Repayment For Individuals With Regular Income
Chapter 7 Bankruptcy will often be advised by your lawyer when:
- Debts are large in relation to income
- There are no large arrearages on mortgages on property wished to be retained
- No large recent tax debts
- Mostly unsecured debts
- No large equity in property
Chapter 13 Bankruptcy will often be advised by your attorney when:
- You cannot pass the "means test".
- Mortgage foreclosure is threatened or begun
- Car loans need to be caught up or car has been repossessed
- Large tax debts exist
- Equity in property is substantial
- Co-signers need protection from your debt
- Domestic support arrearages need to be caught up
- Prior Chapter 7 Bankruptcy in past eight years
- Non-dischargeable debt in Chapter 7 Bankruptcy such as fraud, willful injury.
- You have a strong desire to repay debt
If you are considering the bankruptcy alternative, the most important thing you can do at this point in time is to arm yourself with the knowledge of an experienced lawyer. Even if bankruptcy is only a remote possibility, understanding the process may permit you to position your financial affairs so as to obtain the smoothest transition to your new financial life.
When you retain our office, we will pull your FREE CREDIT REPORT for you, so that we can better understand your situation and be sure that all debts are addressed.
Contact us to arrange a free consultation with an experienced bankruptcy attorney, without cost or obligation on your part.
Call us Today - Sleep Well Tonight!
This Law Firm is a federally designated debt relief agency as defined in the 2005 amendments to the US Bankruptcy Code. This law firm provides legal advice regarding filing bankruptcy and represents people and small businesses in filing for bankruptcy relief under the U.S. Bankruptcy Code. Debt Relief Agency Notice.
Categories:
Bankruptcy Attorneys
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