We provide realistic, honest, financial advice that achieves results. We will lead you on a course to financial freedom. Our years of experience and expertise ensure that your financial future is in good hands. Evidence of this is in the results of our Evaluation Process. 80%+ or eight of ten are accepted and completed by the corresponding Mortgage Companies.
Our consistent track record of uncompromising ethics instills confidence and trust. We are constantly researching and…
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We provide realistic, honest, financial advice that achieves results. We will lead you on a course to financial freedom. Our years of experience and expertise ensure that your financial future is in good hands. Evidence of this is in the results of our Evaluation Process. 80%+ or eight of ten are accepted and completed by the corresponding Mortgage Companies.
Our consistent track record of uncompromising ethics instills confidence and trust. We are constantly researching and gathering case histories to help us in ensuring up to the minute information and knowledge from the financial world. This allows us to respond quickly, and give you the most relevant information and perspective.
Arizona Financial Options is comprised of former Mortgage Officers, Bankers, Finanacial Officers, Realtors, and Debt Counselors, working in conjunction with Certified Legal Document Preparers who have had enough with how Mortgage Companies, the Government, and others fail to actually help so many of those in need.
Our Bankers/Financial Officers (30 years experience) give us insight into how the Banks think! It can cost over $50,000 to foreclose and take back a property. Yet Banks are hesitant as they do not want to take the loss. We show them how to either minimize that loss or avoid it entirely.
Our Mortgage Officers (20+ years experience) have extensive experience in the field, long before HAMP even was in existance! This is important in the knowledge in how to present and complete the loan modification application in a professional package. We make sure the package clearly represents your situation with documentation to verify your circumstances.
Our Realtors (15+ years experience) verify the approximate value of your home today. It has been estimated that over 25% of existing homeowners values are upside down. In certain States like Arizona, Nevada, Florida, California it is higher than that! They have a wealth of information in determining possible short sale prices.
Our Debt Counselor (Former owner of Debt Mgmt Co, with military contract at Luke Air Force Base) understand that not only is the value of the home today important in getting loan modifications approved but the debt ratio also! How much you owe in both revolving and installment credit have an impact in the decision. The degree you are over 40% to 45% of debt will hinder approvals.
In addition we know that economic crises puts stress on good families. We work with professionals that can handle bankruptcy and or divorce so that you can begin your life anew, without the financial pressures that can affect your health and peace of mind.
Categories:
Real Estate Loans
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