Citizens Bank of Kentucky

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Heritage Bank offers neighborhood banking operations in western Kentucky and Tennessee. HopFed Bancorp, the bank s holding company, has been in business for more than 125 years and has approximately $619 million in assets. Heritage Bank offers personal checking and savings accounts, commercial checking accounts, certificates of deposit and individual retirement accounts. It also offers a variety of lending services, including consumer loans, small business lending, mortgages and equity lines of credit. Heritage Bank has seven branch locations in Fulton, Murray, Benton, Calvert, Cadiz, Hopkinsville and Elkton, Ky.